We create real estate projects with steady execution, clear strategy, and strong relationships that support long term value and thoughtful development in growing markets.
We’re Jay and Richard — two lifelong friends from Gainesville who’ve spent more time on job sites than in boardrooms.
We’re Jay and Richard — two lifelong friends from Gainesville who’ve spent more time on job sites than in boardrooms.
We’re not bankers in suits. We’re builders in boots, who believe real people deserve real ways to grow. Every investment with JAR Financial Group connects you to projects you can see, touch, and believe in.
Find Real Local
Projects
Discover community-based investments built by people who care. From small apartment rehabs to new workspaces, every project strengthens the neighborhoods we live and work in.
You don’t need Wall Street to build wealth. Our dashboard keeps things simple, showing clear updates, timelines, and returns you can actually understand.
Get Started
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Watch Your
Community Grow
See your investment at work as we build homes, businesses, and opportunities. When our projects succeed, your neighborhood and your future grow stronger too.
Led by Builders. Grounded in Experience. Driven by Execution.
JAR Financial Group is managed by:
Word From Our Clients
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ClearSite Consulting LLC (Wyoming) – Owned by Richard Sean Fulmer
Wild Rock Consulting LLC (Wyoming) – Owned by John Harper
Local Expertise, Real Returns
Learn more about jAR financials
Urban Redevelopment Highlights
Mixed-use cultural corridor
Boutique residential living
Next-generation hotel concept
Investor Opportunity Snapshot
All-equity construction plan
Preferred return 8.5%
Five-year projected hold
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Investor Confidence
We’re builders and investors who understand both sides of the equation — how to create value on the ground and how to make that value grow. When you invest with JAR, you see where your money goes, how it’s managed, and how it’s working for you.
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Hands-On Investments
Word From Our Clients
Word From Our Clients
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I’ve known Jay and Richard for years. They build what they say they’ll build — plain and simple. I started small and kept reinvesting after seeing how steady the returns were.
Scott Stephenson
Keystone Heights, FL
Foundations That Build Wealth
Hands-On Investments
Real Projects, Real People
Every investment is backed by a tangible property — something you can visit, walk through, and watch grow in value.